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working paper

Relief from usury: Impact of a community-based microcredit program in rural India

The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work suggests the entry of a joint-liability lender may lead to a positive impact on the informal lending rate. This paper presents the…

project paper

Picture-based insurance: is it sustainable? Effects on willingness to pay, adverse selection, and moral hazard

This project note hence describes to what extent picture-based crop insurance is viable from an economic point of view, addressing the following questions: (1) Do farmers strategically reduce crop management efforts (that is, does PBI induce moral…

project paper

Picture-based crop insurance: Is it feasible? Using farmers’ smartphone pictures to minimize the costs of loss verification

The Picture-Based Crop Insurance (PBI) project aims to develop a new way of delivering affordable and easy-to-understand crop insurance using farmers’ smartphone pictures to minimize the costs of loss verification. The project, funded by the CGIAR…

discussion paper

Food inflation and food price volatility in India: Trends and determinants

The study analyzes food inflation trends in India over the last decade. Annual trends show that different commodities have contributed to food inflation in different years and that no single commodity shows uniformly high inflation. A decomposition…